WICA coverage Covers work-related injuries & diseases, including Covid-19. Pays up to $45,000 for medical expenses, up to $289,000 for work-related disability, and up to $225,000 for work-related death. Rates from $5/mth per pax.
Group health coverage: Covers hospitalisation & surgery. Can also cover outpatient GP/specialist visits, dental benefits, vision benefits. Also can include useful riders like Critical Illness and Group Term Life. Rates from $16/mth per pax.