Personal Liability Insurance covers your legal fees and damages if you injure someone else accidentally. Most home insurance policies will come with this feature. Some insurers offer up to $5 million global personal liability cover, which is excellent.
For business owners, you'll need Public Liability Insurance. This covers your legal fees and damages if you injure someone else. For instance, if customers slip and fall in your business premises, or get food poisoning (for F&B businesses), this will provide liability coverage. Public Liability coverage is an industry standard cover for construction and renovation companies, engineers, restaurants, bars, cleaners, IT equipment installers, and more.
Personal Liability Insurance covers your legal fees and damages if you injure someone else accidentally. Most home insurance policies will come with this feature. Some insurers offer up to $5 million global personal liability cover, which is excellent.
For business owners, you'll need Public Liability Insurance. This covers your legal fees and damages if you injure someone else. For instance, if customers slip and fall in your business premises, or get food poisoning (for F&B businesses), this will provide liability coverage. Public Liability coverage is an industry standard cover for construction and renovation companies, engineers, restaurants, bars, cleaners, IT equipment installers, and more.