What happens to the money in my CPF when I die?

If the money is invested or bought into a house, the money remains with the asset.

CPF money left in the accounts will be distributed according to the rules of the Intestate Succession Act (if no Nomination is made)

Eg.

Single - 100% Money goes to parents (married or divorced)

Married without kids - 50% spouse 50% parents

Married with kids - 50% spouse 50% kids split equally including legally adopted children (None for parents)

If nomination is made, it will be given to the beneficiaries decided by yourself.

On that note, do make a nomination on your CPF to make the process for your family seamless and painless. Dying without a nomination could easily take may 6 months for the distribution to be be paid out (assuming somebody applies for the letter of adminsistration).​​​

Hi anon,

We'll first have to look at what you mean by CPF monies.

CPF monies that are still in their respective accounts will be split by your CPF nomination. If you have not made a nomination, then it will be forwarded to the Public Trustee for distribution in accordance with the intestacy laws of Singapore.

If CPF monies were invested and are outside of the CPF accounts, then these are not considered under the nomination, and will instead be split according to a valid will, or else, the intestacy laws of Singapore.