What happen at age 54? Will there be an envelop that tell you to choose cpf life plan?

RA opens at 55

At age 54, Singaporeans will receive a letter or SMS from the CPF Board informing them about their retirement options. This letter is commonly referred to as the "CPF Life Starter Pack".
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The key points regarding CPF Life at age 54 are:

• CPF Life Plan: The CPF Life plan is a national annuity scheme that provides lifelong monthly payouts in retirement. At age 54, you will be automatically enrolled into a CPF Life plan, unless you opt out. The letter will inform you about the different CPF Life plans available and the estimated monthly payouts you can expect. However, it is unlikely that you will be able to retire on CPF Life payouts alone

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• Retirement Sum Scheme: The letter will also provide details about your Retirement Account and Retirement Sum, which is the savings you need to have for retirement. You can choose to top up your Retirement Account to meet the prevailing Retirement Sum.
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• CPF Withdrawal Options: The letter will explain the options you have for withdrawing your CPF savings, such as lump sum withdrawal or monthly payouts.