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Loo Cheng Chuan
03 Nov 2018
Founder at 1M65 Movement
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I use a phone app to track my expenses, then key it into an excel sheet i made!
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Gabriel
02 Nov 2018
Undergraduate at National University of Singapore
I just sync my bank transactions with Seedly's app every weekend to keep track of my cashflow (expen...
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I dont use any tracking system. I think thrift is a personality that is nutured and self disciplined. Many of our parents are naturally thrifty and they certainly dont need such apps to help them. we should take a chapter from them.
It is probably more important to appreciate the value of money spent today, have a high value in future. This has helped me to be thrifty. i.e. if I have a 5% to 10% compounding opportunity, every $10 I spend today might be $50 to $100 tomorrow... so better hold back on my spending..