What does Sompo HomeBliss offer for smoke damage? How much for compensation and what services is provided?

Fires that started in your home (the insured dwelling) are covered under the basic benefits. Depending on the plan, the sum assured can go up to $200,000 for buildings and $60,000 for contents in your home. You can refer to this brochure by Sompo for the full breakdown of the benefits.

In the case of smoke damage caused by a fire that did not spread to the insured home, it will be considered as accidental damage, which is only covered under the Enhanced Home Cover and not the Standard Home Cover.

Sompo Homebliss also provides coverage for smoke damage from a cooking unit.

Feel free to get in touch with us if you require more information.​​​