What do you invest in Singapore market? Have been reading overseas market, what about local market? Should I allocation portion of portfolio for local market? And if so, what is your recommendation?

I do have some conviction in SG stocks like the stronger REITs and local Banks which stands 10-20% of my portfolio time to time as they are more of a matured, stable and consistently companies that gives out dividends to investors.

30-50% in US market and the rest will be in Cash position depends on the Market situation.​​​

Personally, all of my equities are based in the US. Specifically, I DCA into IVV. I will consider my CPF investment a local investment..? I think the SG market is suitable to purchase dividend stocks and rental properties to produce fixed income. For a young investor with a long horizon, investing in overseas low cost index fund is in my opinion the best way to go about doing this because the fees are low and % gains is higher.

Concur with most of the replies. Frankly over the last three years, my own portfolio returns have outperformed STI, but are lagging behind S&P 500.

My portfolio is about 62% Sgx listed Reits, 18% Singapore banks, remainder in transportation (cdg) and various. Most of my gains are via reits.

My feel is pick good dividend stocks in Singapore market for good / recurring cash flow, and use funds for elsewhere (to achieve lower cost / expense ratio). Not that good with overseas counters yet, and my head hurts whenever I try to think about the currency and tax impacts over long run. So I think outsourcing / selecting index based funds with low cost (below 1%) will be my preference.

Right now, I have started on using Endowus to invest some CPF monies via the funds approach, and I guess its about 10% of total invested capital. Considering to do the same with my SRS.

But I will still keep the good / strong reits, as well as SGX (as a dividend play) . Frankly I quite like the dividends, and as I continue to grow them, the dividends may possibly fund my SRS contributions entirely in another three years.

I plan to exit the local market gradually, keeping only those strong ones. It's very hard to see capital gain. If you're going for dividends, SG market is good for that...but you must also take note that in order to give dividends, they must have a steady income stream. However, if you're young and have a long-time investing horizon, I'd suggest you look at overseas markets.