What do you guys think about Aviva's new multipay IV plan? How does it stack up against those currently on the market?

Aviva My Multipay Critical Illness Plan IV provides an increase in payout (up to 900%) and provides coverage for more critical illness conditions (132 conditions) compared to its predecessor.

Compared to other critical illness plans, My Multipay Critical Illness Plan IV removes the distinction between early vs intermediate stages for payouts.

This means you will be able to receive a higher payout (up to 100% of sum assured) should you be diagnosed with an early stage critical illness condition. However, there is a 1 year waiting period for a subsequent claim for early/intermediate stages.

For more information, you can check out a comparison of the best critical illness Plans here.​​​

In a nutshell, one of the best plans in the market was made even better, while the other CI plans in the market stayed the same.

You can reach me here to find out more. I cover 9 major insurers including Aviva.