What did you wish you had done differently as a first time investor?

Invest in us stocks directly by my 2nd year, not wait until my third year

Not taking enough risk in my twenties and over diversification.

Don’t just follow the trend. Always do your own diligence and find out what works for you. What works for most people doesn’t necessarily means that it’ll work for you. And yes, ETF investing is probably the best way for starters!

Don't listen to the media/YouTubers, just put money into an ETF regularly