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Anonymous

20 Nov 2019

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What credit credit should I apply for overseas usage to earn rewards/cashback? I'm going to US for a month and I'm expecting to spend ~USD2500. ?

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Pang Zhe Liang

17 Nov 2019

Fee-Based Financial Advisory Manager at Financial Alliance Pte Ltd (IFA Firm)

Depends on what you are spending on.

If you prefer cashback, go for Citi Cash Back card - 8% cash back or UOB One - 5% (take note of the spending cap).

If you prefer miles, go for OCBC 90°N card - 4 miles per dollar.

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Kelly Trinh

17 Nov 2019

Backoffice technical at financial services firm

What did you end up using ? Curious on the solution you chose and considerations supporting it.

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Working for a year and opened 360 for salary credit. Should I apply for a credit card or change saving account? Currently, $200 monthly spending. I seldom online shopping. It's difficult to reach the min spending for CC to earn cashback. Any advise?

What will happen to my credit score if I spend almost all my credit limit per month ($500) as a student & have high usage to earn cashback?

I’m planning for wedding and housing and will be spending a lot in the coming months. How many credit cards can I apply in a 2 months time frame?

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