What credit card should I apply if i have a big purchase coming up?

I would recommend the Amex Krisflyer Blue, you will obtain up to 13,300 KrisFlyer miles (worth $266) and $200 statement credit if you sign up using this link and spend more than $3000 in the first three months.

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The card also doesn't have a cap to maximum number of miles earned!

Assuming that you spend $3k, you will be getting a rebate of 15% which would trump most other cashback cards available which probably have a cashback cap.

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Hope this helps!

HedgeFinTech

Hi Anon,

It depends what you refer getting as rewards - miles or cashback. For such a large purchase, you should look at cards without a monthly rewards cap.

For miles, you can consider the Citi PM. It awards 1.2 mpd with no cap. Current promotions include AirPods Pro + AirTag, $380 GrabFood vouchers, or $350 cash via SingSaver with $200 spend. Or, you could go for Citibank's in house promotion of 45k miles (I think) with $9k spending within 3 months. Note that these are not stackable.

For cashback, you can consider Citi Cashback+, Standard Chartered Unlimited, AMEX True Cashback, or UOB Absolute. Citi Cashback+ is valid with the SingSaver promotion above, SC unlimited has Apple Watch 3 or $250 cash with $200 spending, AMEX has $160 cashback with $500 spending, all with SingSaver. UOB absolute awards bonus 3.3% cashback on the first $3k of spending, which is an in house promotion.

Hope this helps!

Regards,
thefrugalstudent