What constitutes as an investment transaction for DBS multiplier investment category?

Hi anon,

According to DBS, these are the definition of eligible investment transactions.

DBS Invest-Saver (Recognised for the first 12 consecutive months)

• Valid for new DBS Invest-Saver purchased after opening your Multiplier Account.

• The monthly contribution amount of Invest-Saver plan for Unit Trusts (UT) or Exchange Traded Funds (ETF) will be recognised for the first 12 consecutive contributions per investment fund.

• Contribution must be made in cash, not using funds from your CPF or Supplementary Retirement Scheme (SRS) account.

Unit Trust lump-sum contribution via DBS/POSB

• Valid for new Unit Trust lump-sum or Online Funds Investment purchased after opening your Multiplier Account.​

• The investment amount of your Unit Trust lump-sum contribution or Online Funds Investment will be recognised after the free-look/cancellation period, and will be recognised for one month.​

• Contribution must be made in cash, not using funds from your CPF or Supplementary Retirement Scheme (SRS) account.

Trade in equities online via DBS

• Valid for fully settled "BUY" equity trades via DBS Vickers Online Trading or DBS Online Equity Trading after opening your Multiplier Account.

• Trades can be settled using cash or Supplementary Retirement Scheme (SRS).

• The investment amount of your online equity trade will be recognised for the month only post settlement date.

So no, FSM RSP does not count. Neither does FAST/GIRO transactions.