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Anonymous
I stay at home mostly to avoid spending. Don’t travel at all. To me, having $100k seems impossible. As covid19 drags, might lose my job. Very Afraid of falling into debt or needing to cancel insurance to put food on the table.
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Take on additional jobs if you have to. Do not resort to borrowing or canceling your insurance. If you borrow, you have to pay interest which you probably cannot afford. If you fall ill or met with an accident, the fees will certainly be high. Tap on social support schemes if have to. This is the short term solution.
Without knowing your situation, it is hard to advice.
If it is very dire, you can seek support from relevant stat boards. If it is not life threatening but bad condition, then I would suggest taking more jobs now and finding ways to boost your income (after covid). Speak to a financial counsellor if need to.