What are your opinions on investing CPF OA via AIA easy invest?

Hi there,

That is an option for you if you're looking at a human advisor managing your investment for you. There are a variety of funds for you to choose from but typically, the best performing ones will be AIA Global Tech Fund, China Equities/Regional Equities and International Health Care fund. You will want to diversify across the different regions/industries To reduce concentration risk.

Do note that while past performance are non-guaranteed, ultimately the market does have a historical trend of going upwards too so do ensure you take a calculated risk by forgoing the guaranteed 2.5% for OA interest rates. Also, there isn't a front loading sales charge now for CPF investments so that you can focus on upside returns while not worrying about even breaking even.

Financial planning is an integral part of life. You can reach me here to find out more.

Firstly, it must be remembered that investment yields non-guaranteed returns only. Accordingly, you will be forsaking a return of up to 3.5% per annum in order to earn a potentially higher return.

Next, it depends on whether you possess the necessary knowledge, experience, and time to invest on your own. Otherwise, instruments such as AIA Invest Easy becomes a possible option.

If you are keen, here is the latest fund performance for AIA investment-linked funds: AIA Singapore Investment-Linked Fund Performance

Finally, it may be helpful to work with an agent who is responsibel to provide regular updates for your investment portfolio. After all, you will want to know what's happening to your hard-earned money.

I share quality content on estate planning and financial planning here.