I met up with their Financial Advisors (FA) before. Generally quite okay. They are Independent Financial Advisors (IFA) which can sell products from different companies. Thus a wider range of selections.
The FC I met is able to cater to my requirements. I've gotten the policy from them last year and to date it's still one of the best value for money.
I'm quite active in my own insurance planning so I usually meet up with 5 to 10 FAs a year to do comparisons and review. I feel that its good to get multiple opinions to minimise biased opinions. If 5 different FAs from different agencies recommend the same product, its highly likely that product is good.
- E.g. If you ask a friend what phone to get, some will say Samsung, some say Apple, but nowadays no one recommend Xiaomi/LG anymore. Which means that if you meet an someone pushing to sell you Xiaomi/LG, highly likely its due to commission, etc.
For myself, I know exactly what I need so its difficult for them to hard sell me something that I dont need. However, if they can offer me same coverage and premiums are cheaper or better benefits same price, then I'll consider a change.
I met up with their Financial Advisors (FA) before. Generally quite okay. They are Independent Financial Advisors (IFA) which can sell products from different companies. Thus a wider range of selections.
The FC I met is able to cater to my requirements. I've gotten the policy from them last year and to date it's still one of the best value for money.
I'm quite active in my own insurance planning so I usually meet up with 5 to 10 FAs a year to do comparisons and review. I feel that its good to get multiple opinions to minimise biased opinions. If 5 different FAs from different agencies recommend the same product, its highly likely that product is good.
For myself, I know exactly what I need so its difficult for them to hard sell me something that I dont need. However, if they can offer me same coverage and premiums are cheaper or better benefits same price, then I'll consider a change.