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Anonymous
Under what circumstances does it make sense for me to choose one over the other?
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ETF is very diverisifed so the risk is spread out across many companies. ETF is good if you don't know how to pick stocks or don't know which to choose. Or maybe you don't have enough money to buy all the companies you want to buy. But be prepared for more volaitlity, individual stocks means ur portfolio value will move more either up or down.