What are the payouts tied to the different kind of financial instruments in the SG market commonly known as?

Certainly, understanding the terminology associated with different financial instruments is essential for making informed investment decisions. Here's a breakdown of common payouts tied to various financial instruments in the Singaporean market:

1. Shares/Stocks: Dividends - When you invest in shares or stocks of a company, you may receive dividends, which represent a portion of the company's profits distributed to shareholders.
2. Savings Accounts: Interest Rates - Savings accounts typically offer interest rates as a way to grow your deposited funds over time. The interest earned depends on the account type and prevailing rates.
3. Bonds: Interest or Coupon Payments - Bondholders receive periodic interest payments, often referred to as coupon payments. These payments can provide a regular income stream.
4. Unit Trusts/Mutual Funds: Distributions - Investors in unit trusts or mutual funds receive distributions, which can include dividends, interest income, and capital gains generated by the fund's underlying assets.
5. Real Estate Investment Trusts (REITs): Dividends - REIT investors receive dividends generated from rental income and profits from real estate assets held within the trust.
6. Fixed Deposits: Interest Rates - Fixed deposit accounts offer predetermined interest rates over a specified period, ensuring the safety and growth of your savings.
7. Insurance Policies (Endowment Plans, Whole Life, etc.): Maturity Benefits - Depending on the type of insurance policy, policyholders may receive maturity benefits, which can include a lump sum payout, bonuses, or dividends.
8. Exchange-Traded Funds (ETFs): Distributions - ETF investors receive distributions, including dividends and capital gains, based on the performance of the ETF's underlying assets.
9. Cryptocurrencies: Rewards - Cryptocurrency rewards vary; for example, miners receive rewards for validating transactions, while some cryptocurrencies offer staking rewards for participating in network security.

These terms reflect how each financial instrument generates returns for investors. It's crucial to consider your financial goals, risk tolerance, and investment horizon when choosing the right instruments for your portfolio. Diversifying your investments across different asset classes can help manage risk and optimize returns in the long run. Remember to consult with a financial advisor to align your investments with your specific financial objectives.

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I am currently a Financial Advisor as well, so feel free to reach out to me on IG (@ngooooied) if you have any further questions！

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Stock - dividends

bond - coupon

option - premium