Anonymous
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Jiayee
22 Nov 2020
Salaryman at some company
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Anything except ILP
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Shania Loh
22 Nov 2020
Seedly Student Ambassador 2020/21 at Seedly
Hi Anon! As a university student, I would say your best bet is to start with a robo-advisor because ...
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When I was in university, I knew nothing about investments and needed money to pay off my loans when I graduate, so I opted for Singapore Savings Bonds.
If you don't need cash in the near future (investment horizon of 10 years), feel free to invest in index funds via robos, or index funds and/or stocks for the adventurous + studious via online brokerages.
Depending on your investment horizon, you will need to adjust your asset allocation so that you will never have a situation where you are forced to liquidate at a loss.โโโ