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Anonymous
I am currently using robo-advisors as I am new to investing. Since the maximum returns for most robo-advisors fall below 20% (even for those with higher risk level), I am looking for other methods to increase my investment return rates. ETF is one of the safer ways that allow one to invest in equity hence I am looking into it. However, I am unsure which ETF is among the best at producing high growth sustained over a 10-20 years time horizon. I am willing to take high risk for this funds.
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Robo investing is not the same as actual investing.
Buying into a robo is not the same as managing a diversified portfolio.
Selecting a high risk index/high loss risk robo configuration is not the same as being able to:
buy more when the above happens
cut loss when the above happens
Buying one or two etfs may not make your porfolio diversified.
Past performance is not an indication of future performance.
If you have managed to read until here, then you will have realised that no etf can give you 30% per year, year on year. The good thing is that you have a reasonable time horizon, and you can cash out when the market is doing good.
My personal opinion is that having a stable annualised return is better than being volatile.
http://www.lazyportfolioetf.com/
https://ycharts.com/companies/QQQ
You can these it to benchmark against what your robo is buying, and you see whether it's something that suits you. Just for your information, QQQ's max drawdown in a 5 year period is about -28%.
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Robin
23 Mar 2021
Administrator at SG
The 2 biggest economy are China and US.
If you believe that China Market has longer runway and potential for growth in the Future, some ETFs that I would recommend are:
1) Vanguard Total China Index ETF (3169)
2) Tencents (This investment company is virtually a Chinese tech index)
3) KraneShares CSI China Internet ETF (KWEB)
For US, I would go with Berkshire and some other Vanguard ETFs.
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Most robo-advisors fall below 20% pa or ...? u sure?
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Personally I had seen great paper gains from Sector / Thematic ETFs invested over the past 2 years.
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You can also look at mutual funds, and use a company like Endowus and pick their 100% equity managed portfolios to get more diversified exposure.