facebookWhat are some pros & cons of getting a credit card before working? keen to apply for the ocbc 365 bcos of the free gift haha πŸ˜‚ any advice on what to be mindful of? tia 🌷 - Seedly

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Anonymous

02 Aug 2023

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What are some pros & cons of getting a credit card before working? keen to apply for the ocbc 365 bcos of the free gift haha πŸ˜‚ any advice on what to be mindful of? tia 🌷

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I had a supp card from my sis before i started working. pros is can earn rewards/ cashback and honestly much easier to use. i dont see any cons, but u need to be aware of overspending.

You should be mindful of this - the ability of not being able to pay your credit card bill on time.

Mayover spend but can gain points

Might need to hit a certain income to apply and also, might overspend to hit the min. to get certain...

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