UOB absolute + grabpay

if you're looking for cashback -- I'd say pairing the AMEX True Cashback Card and GrabPay Master Card is the go-to for me.

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Why? Because you can get at least 1.5% of ALL of your spending. Max up to 2.7% if you include GrabPay's rewards point (they are effectively 1.2% cashback).

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On top of that, it's dead simple to set up/use:

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What do you need?

• Amex True Cashback Card, 1.5% cashback (ATBC) (or use UOB Absolute for 1.7% cashback)
• GrabPay Master Card, 1.2% cashback in Grab reward points (GPMC)

How to use/do it?

Use ATCB - top-up your GrabPay wallet - Use your GrabPay card to pay for everything else whenever possible

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Where to use it?

• Paying your restaurant bill using GPMC, food in general
• Utility bill payment
• Bus/MRT rides
• Basically, everything that accepts the GrabPay QR/Master Card!

As simple as that!

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