What are some lifestyle changes you can make in 2021 to improve your financial health?

My 2021 goal is to develop a viable side hustle (rather than dwell on the fact that I’m always, always tired haha). So I resolve to get my blog diaperfinancingfund.blogspot.com approved by Google Adsense this year. It’s a blog about my parenting reflections and how I want to instil Financial wellness in my toddler.

Yes, I know blogging pays peanuts but well, a man has got to start somewhere, right? 😆

In 2020, I began having an expense tracking spreadsheet, where I recorded where all my money is going to. That's when I realized the majority of my money is actually going towards food and drinks. I'm the kind of person that can eat more than 3 meals a day, and can't survive without bubble tea. Aside from that, I also buy a lot of snacks to put in my fridge so I can eat at un-earthly hours when I feel hungry.

So, the main lifestyle change I would make would be to firstly, go for cheaper food. When I was tracking my expenses, the average meal cost would be around $7-$8/meal. If I can decrease this amount to $4-$5, it would represent a 30-40% savings. Next, I would have to cut down on bubble tea as well. On average, I spend about $120 a month on bubble tea. If I can cut down to just 2 cups per week, it would be a massive amount of savings in terms of money and my health in future.

Can someone share with me how do you quit bubble tea? Been having a lot of trouble doing that haha :(​​​