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Tee-Ming Chew

Tee-Ming Chew

Level 9·Co-founder at Seedly

07 Jun 2019

What are some lifestyle changes that save money?

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    Discussion (6)

    What are your thoughts?

    Personally feel like working adults spend a lot because they choose a convienent option over one that is cheaper but a bit more time-consuming. It helps when you are aware of your spending habits and develop some alternatives that balances between time and expenses.

    • Find cheaper ways to deal with the cost of your caffiene intake. If your workplace has no pantry, try to stick to hawker centres / non air-conditioned food courts where the price of coffee will tend to be cheaper than those at Koufu / Food Republic etc. If you are desperate for coffee and you need to cave - try to look at coffee deals near your area (i.e. Jewel Coffee now and then will have 1-for-1 for a week between 3pm-5pm; Joe & Dough has a 8 cups of coffee for $39 etc.)
    • Try to be aware of the reasons why you have to resort to taking Grab / Taxi. Over time, these cost will certainly add up. If it's a habitual spend to somewhere not so ulu, check in with yourself and plan to wake up earlier by taking the public transport. If you find the public transport boring, use it to spend time with yourself by reading interesting news or ebooks or listening to podcasts - things you probably are interested in but haven't spent much time on it.
    • Check on how much you spend on your healthcare costs. Go to the polyclinic if you have time to queue to see a doctor - consultation costs are $12.50 for Singaporeans (vs. $25 and up for private doctors). If you have no time, be a GetDoc+ member at $1/month where short consultation costs from nearby private doctors are fixed at $15.
    • Meal Prep - if really saves a lot of money but it can be time-consuming and quite exhausting. Ask your meal-rep friends or research for basic recipes you can just easily throw together and heat up. This sounds sad but I eat boiled sweet potatos and 2 hard boiled eggs to save money on lunch and beat the lunch crowd.

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      Jeff Yeo

      Jeff Yeo

      29 Sep 2018

      Level 10· amateur Social contributor at School of social sharing

      • Don’t buy drinks, bring your own bottle
      • give up Starbucks and drink freeze dry coffeee instead
      • take less grab and taxis
      • Meal prep and bring it to work
      • Club less - drinks, cover charge and taxi home after really adds up to a lot
      • Replace old house hold appliance, yes there is an upfront cost but longer term the energy savings will be better
      • switch to Led lighting 💡

      Not cost savings but save the earth

      • bring your own shopping bags to the supermarket
      • Bring your own tumblers when you da bao coffee
      • say no to straws
      • reuse plastic bags
      • say no to plastic bags

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        HC Tang

        HC Tang

        29 Sep 2018

        Level 13·Financial Enthusiast, Budgeting at The Society

        Self - daily

        • Beside meal preps, purposely find cheaper hawker options to dine instead of arti...

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