What are some insurance plans that I can consider if I'm a type 1 Diabetic?

Hi Shulingg,

Type 2 diabetics can get some form of cover via some insurers plans.

Type 1 diabetics will likely face premium loading or exclusions, depending on the type of coverage. From what I know, Manulife Select Criticalcare is the only CI plan that type 1 diabetics can buy, abeit with some restrictions. You must be between age 40-70 to buy it, and your coverage is restricted to only the 6 most common late stage CI.

PA and GIO plans will not be an issue.

Other than plans with guaranteed issuance offer, the rest will be subjected to medical underwriting depending on the scope of coverage.