USMART Referral Code 9smd: Why S$10,000 Is the Best Value Tier (+ Extra S$30 Bonus From Me)

USMART referral code: 9smd

Referral link: https://m.usmartsg66.com/promo/overseas/bonus.h... Full guide with the tier table and FAQs: https://dlcuration.com/usmart-referral-code.html

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Full disclosure: this is my own code. Under uSMART's referral terms I only get my referral reward (a S$75 cash voucher plus lucky draw tickets) once a friend's cumulative net deposit reaches S$2,500. That's why I'm adding my own S$30 bonus for anyone who gets there (details below).

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What new users get from uSMART

• 6 monthly cash vouchers, sized by your deposit tier, up to S$1,980 in total
• 0.02 TSLA fractional share voucher once you open a Standard or Intel account (uSMART puts it at about S$9)
• Up to S$14 in new user cash vouchers (7 × S$2 for tasks like your first deposit, a fractional share trade or a SMART Order trade)

All 5 deposit tiers (6 monthly vouchers each)

• S$1,000 + 2 trades a month = S$6 a month, S$36 total
• S$2,000 + 3 trades a month = S$30 a month, S$180 total
• ⭐ S$10,000 + 5 trades a month = S$50 a month, S$300 total (best value)
• S$100,000 + 8 trades a month = S$200 a month, S$1,200 total
• More than S$500,000 + 10 trades a month = S$330 a month, S$1,980 total

Why I'd aim for S$10,000

1. You only get these new-user rewards once. You can't come back later for a higher tier, so pick the tier you can actually sustain from day one.
2. S$10,000 with about one trade a week is realistic for most people who already invest in US or HK stocks. That's S$300 in vouchers, or about 3% on the deposit over 6 months, before any market gains or losses.
3. The S$100,000 and S$500,000 tiers pay more in total, but they need far more capital and 8 to 10 trades every month.

Going for a smaller tier?

Please deposit at least S$2,500 If S$10,000 is too much, a cumulative net deposit of S$2,500 or more still gets you your tier's vouchers, it lets me earn my referral reward, and it qualifies you for my bonus below.

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Extra S$30 bonus from me (DLCuration) On top of uSMART's rewards, I'll give you S$30 worth of e-vouchers if you:

1. Sign up as a new uSMART user with code 9smd (or the link above)
2. Reach a cumulative net deposit of at least S$2,500 (deposits minus withdrawals) within 30 calendar days of your first deposit
3. Make at least 1 qualifying buy or sell trade within those 30 days

To claim, email [email protected] or use the contact form at https://dlcuration.com/contact/ with the subject "uSMART 9smd S$30 bonus". Include your name as registered with uSMART, your sign-up date and the last 4 digits of your registered mobile number.

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Never send passwords or full account numbers. This bonus is from me, not uSMART. I check eligibility with my uSMART account manager before sending it. One bonus per person, no cash alternative, and I can end it at any time.

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Things that trip people up

1. Enter 9smd when you register. A code can't be added after your account is open.
2. The 6 reward months start the month after you activate the voucher package, not the month you sign up.
3. Each month you need your tier's trades and your tier's assets held for 30 consecutive days. Miss a month and that voucher is gone; trades from other months don't count.
4. Use each unlocked voucher by the 8th of the following month or it expires.
5. Only US stocks, new shares, HK stocks, options and US fractional shares count as trades. SG stocks don't. Keep each trade at US$1 or more to be safe.
6. Choose one of the 5 package options within 90 days, or Package 1 (the S$36 one) is given automatically.
7. "Net deposit" means deposits minus withdrawals. Pulling money out soon after can drop you below your tier or below S$2,500.
8. Check the fees for 5 trades a month so they don't eat into your S$50 voucher.

Who qualifies Singapore residents aged 18+ (citizens, PRs and valid pass holders) opening a uSMART SG account for the first time. If you already have a uSMART SG account but have never deposited, you still count as a new user.

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uSMART Securities is MAS-licensed (CMS101161), but it's a broker, not a bank, so funds aren't SDIC-insured. Rewards are subject to uSMART's terms ("View Bonus Conditions" on the promo page) and aren't guaranteed. Only deposit money you're comfortable investing. Not financial advice.