USMART Referral Code [9smd] October 2026 — Up to SGD 2,000 Welcome Rewards Still Live

If you have been looking for an updated uSMART referral code heading into October 2026, the active code right now is 9smd — and the welcome package attached to it is still live until 31 December 2026.

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A quick note on terminology before anything else: whether you searched for "uSMART referral code", "uSMART invitation code", "uSMART promo code" or "uSMART bonus code", they all resolve to the same single field during sign-up. Enter 9smd there.

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What you actually unlock with code 9smd:

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The offer is structured as a Stackable Welcome Package with three distinct reward types, all sitting under Me → Rewards Centre in the uSMART SG app:

1. Monthly cash voucher package — the main reward, 6 vouchers issued one per calendar month, sized by your deposit tier. The most accessible tier starts at a deposit of S$2,000 and 3 qualifying trades per month, which pays out S$30 every month for S$180 total across the 6-month window.
2. 0.02 Tesla fractional share — credited to your account when you open a Standard or Intel account. Value floats with TSLA's live price, but it is real equity, not a credit.
3. 7 starter cash vouchers of S$2 each — one per qualifying action (first deposit, US stock option trade, fractional share trade, SMART Order trade, SMART Plan trade, Intel account upgrade held 1 month, and an FX/gold/virtual asset/CFD trade). That is up to S$14 for tasks most new users would do anyway.

At the top tier — a deposit of S$500,000 — the monthly voucher climbs to S$330 per month, reaching S$1,980 over 6 months. Stack that against the Tesla share and the starter vouchers and you arrive at the headline number: up to SGD 2,000.

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Which deposit tier is realistic for most people?

The S$2,000 easy tier is genuinely easy. Three trades per month is one trade roughly every 10 days — and with zero-commission US stock trading on uSMART, you are not paying to hit that number. S$180 in cash vouchers on a S$2,000 deposit works out to 9% back on your capital from vouchers alone, independent of whatever the market does.

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For investors who are already holding a portfolio or looking to consolidate across brokerages, the S$10,000 tier (5 trades/month, S$50/month, S$300 total) offers a meaningfully better reward rate without requiring the scale of S$100,000+.

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Before you sign up — one rule that catches people out:

The referral code must be entered during registration before you submit your application. uSMART does not allow retroactive code entry, and customer support cannot attach a code after the fact. If you use the direct signup link — https://m.usmartsg66.com/promo/overseas/bonus.h... — the code is pre-filled for you.

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For the full deposit tier breakdown and current promo terms, DLCuration's uSMART referral code page keeps this updated as the offer changes: https://dlcuration.com/usmart-referral-code.html

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uSMART Securities (Singapore) Pte. Ltd. holds CMS Licence CMS101161 from MAS. This is not financial advice. Investments carry risk. I may receive a referral reward if you sign up via this code. This advertisement has not been reviewed by MAS.