USMART Referral Code 9smd (2026) — Confirmed Still Active

Half the referral code posts you'll find for uSMART are from 2022–2024 and quote old codes or old reward amounts that don't match what's live now — so here's one that's actually current, plus how to check that yourself before you sign up.

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Working code as of now: 9smd

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Why this matters: uSMART runs these as time-boxed campaigns, not permanent codes — the current one is the Stackable Welcome Offer, running 4 May 2026 to 31 December 2026. Codes and reward amounts from older posts (some threads still float figures like USD 360 or mention different account thresholds) belonged to previous campaign cycles and won't apply if you use them today.

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What 9smd actually unlocks right now, for new users only:

1. Up to USD 14 in cash vouchers — USD 2 each for up to 7 qualifying actions: first deposit (any amount), a US option trade, a US fractional share trade, a SMART Order or SMART Plan trade, or holding an upgraded Intel account for a month.
2. Up to USD 4 — a 0.02 Tesla (TSLA.US) share voucher, unlocked just by opening a Standard or Intel account.
3. Up to USD 180 — a six-voucher cash package (each USD 6–30) if you fund at least S$5,000.

How to use the sign-up code:

1. Register in the uSMART SG app and enter 9smd at sign-up, or use the referral link which carries the code in automatically.
2. Verify via Singpass MyInfo, open a Standard or Intel account — Trader accounts don't qualify.
3. Complete the actions matching whichever reward tiers you're aiming for.
4. Redeem everything manually under Me → Rewards Centre — nothing here credits on its own.

How to double-check a code is still live before you use it (worth doing with any referral code, not just this one):

• 🔍 Check the stated campaign dates against today's date — if a post doesn't mention an expiry, be skeptical of it.
• 🔍 Compare the reward figures across two or three sources — if one site says USD 202 and another says USD 198, one of them hasn't updated since uSMART last revised the offer (it dropped from 202 to 198 recently).
• 🔍 Confirm the code actually gets accepted at the registration screen before you go further into KYC — if it's rejected outright, it's dead.

Things that can still cost you the reward even with a valid code:

• The code can't be added after your account is already open — it has to go in at registration.
• Vouchers expire worthless if left unredeemed past their validity window.
• The USD 180 tier defaults you into a lower-value voucher set unless you manually pick your own in Rewards Centre.

Not eligible if: you're under 18, previously held any account with uSMART SG or another uSMART Group entity, opened a Trader-only account, or already claimed a uSMART Welcome Package once before — this is strictly one-time per person.

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Confirmed campaign window: 4 May 2026 – 31 December 2026.

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Caveat: uSMART Securities (Singapore) Pte. Ltd. holds a Capital Markets Services Licence from MAS — it's a brokerage, not a bank, so funds sit with third-party custodians rather than being SDIC-insured, and normal investing risk applies once your money's in.

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DLCuration keeps a live version of this offer's numbers updated as uSMART revises them, which is where I verified the current USD 198 figure and dates before posting: https://dlcuration.com/usmart-referral-code.html

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Not financial advice — just trying to save people from an outdated code.