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Anonymous
UOB One Visa Credit Card Rejected
Hi guys, I applied for the UOB one savings account + Credit card. Surprisingly, the savings account got approved but credit card got rejected.
No explanation was given by the bank too. The officer told me to appeal/reapplied which i did and it failed again.
At this juncture, I own 2 credit cards only. I always pay on time, and my income is almost double the min requirement as well.
Any ideas on what I can do to fix this? I read that perhaps to consider applying manually instead of using MyInfo. Also, I just became a Singapore PR (less than a year). Maybe this impacted it?
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I tried to apply for UOB secured credit cards using fixed deposit of $10K as collateral and it was rejected too. CSO said that they cannot reveal reason and said I could appeal or just withdraw the FD if I do not want to keep the FD. Damned pissed as I am existing UOB Krisflyer account holder for years. Even secured credit card got rejected. Damned pissed
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I am quite piised with UOB too. I applied for UOB One account and UOB card Too. The bank account got approved but the card application was rejected. But I am an existing UOB customer with UOB Lady's card. I don't see a reason to reject my application as credit limit should be shared. Called in hotline also say cannot review reason. Also not new credit application. zzzzzzzz
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Can try and reduce the number of cards you are holding and try applying again.
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May i know how long you waited for the appeal process to know the outcome? And was the outcome email to you or mail? Thank u