With current low interest rate environment, it will be good to refinance to bank loan and immediately enjoy lower mortgage interests for the lock-in period (typically 3 or 5 years).
You can always refinance your mortgage loan in the event that interest rates rise after lock-in period.
With current low interest rate environment, it will be good to refinance to bank loan and immediately enjoy lower mortgage interests for the lock-in period (typically 3 or 5 years).
You can always refinance your mortgage loan in the event that interest rates rise after lock-in period.