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I think one of the things people often overlook when choosing a credit card is whether the rewards actually suit their spending habits.
There’s no point collecting miles if you rarely travel, or chasing cashback categories that you barely spend on.
That’s why I find the Trust Freedom Card quite interesting. You can choose how you want to be rewarded:
📈 Stockback: 3% rewards in stocks of your choice
✈️ Miles: 1.3 Max Miles (HeyMax) or KrisFlyer miles per S$1 on local and foreign spending
💰 Cashback: Up to 15% unlimited cashback, with up to 15% bonus cashback on a preferred category
There’s also zero annual card fee and zero foreign transaction fee.
If you’re new to Trust Bank, use referral code: C5YGECC3 when signing up.
New Freedom Credit Card customers can choose a sure-win welcome gift:
📈 Stockback: US$18–US$8,000 worth of stocks
💰 Cashback: S$18–S$8,000 cashback
Or if you don’t need another credit card, you can open a Trust Savings Account using the same code and receive S$8 cashback instead.
Personally, I think choosing rewards that fit your lifestyle is much more useful than simply chasing whichever card advertises the highest percentage. 😂
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