Referral Code: 2GG9T8K3
If you already shop FairPrice, Unity, or Cheers regularly, the Trust Link Card (formerly branded around NTUC Link) can be the better pick over the Freedom Card — here's what it pays and how to claim the sign-up scratch card.
Why NTUC/FairPrice Shoppers Pick This Card Over Freedom
- Earns Linkpoints, redeemable from as little as 99 points (worth S$0.99) — useful for topping up small baskets
- Up to 15% savings at FairPrice Group stores when you hit minimum monthly spend tiers
- No annual fee, ever
- If you're an NTUC Union member, Linkpoints stack with your existing member perks
What the Trust Link Card Doesn't Do
- No Stockback option — that's Freedom Card only
- Linkpoints are less flexible than straight cashback if you don't shop FairPrice Group often
- If your grocery spend is scattered across non-FairPrice retailers (Cold Storage, Sheng Siong, wet markets), the Freedom Card's flat cashback likely nets you more
Sign-Up Reward
- Enter 2GG9T8K3 at the "Get Started" screen — first thing the app asks, before any personal details
- Get a guaranteed scratch card worth S$18 to S$8,000 cash upon approval, no minimum spend needed
- Reveal it under Rewards → Quests
- One scratch card per person, so if you're weighing Trust Link against Freedom, you only need to apply for one to get this reward
Who Should Actually Get This Card
- Households doing regular, sizeable FairPrice/Unity grocery runs
- NTUC members who want their Linkpoints and banking in one app
- Anyone who'd rather bank savings on staples than chase a flat cashback percentage
FAQ
Can I hold both the Trust Link Card and Trust Freedom Card?
Yes, but the referral scratch card only triggers once, on your first approved application.
Do Linkpoints expire?
Check current terms in-app — expiry policies can change and weren't consistent across promo periods.
Is the minimum income requirement different for Trust Link vs. Freedom?
Confirm current figures in-app, as eligibility criteria are reviewed periodically.
Referral Code: 2GG9T8K3
Download the Trust Bank app, enter the code first, then apply for the Trust Link Card.
Promo period: 13 Aug – 31 Oct 2026. T&Cs apply.