Trust Bank vs GXS vs MariBank: Referral Code 2GG9T8K3 Compared

Comparing Singapore's digital banks before you pick which referral code to use — here's where Trust Bank actually stands out.

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Trust Bank's referral edge: sign up for the Freedom or Trust Link credit card with code 2GG9T8K3 and get a guaranteed sure-win gift worth S$18 to S$8,000 cash (or USD equivalent in stock) — no minimum spend. GXS and MariBank's referral bonuses tend to be smaller, flat cash amounts by comparison.

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On core banking features:

• Trust Bank — backed by Standard Chartered + FairPrice Group, Digital Full Bank licence, over 1 million customers as of Feb 2025. Freedom card offers 3% Stockback, 1.5% cashback, or Bonus cashback (your choice), zero FX fees, no annual fee.
• GXS — backed by Grab and Singtel, known for FlexiLoan and a simple savings pocket structure, no minimum income requirement on some products.
• MariBank — backed by Sea/Shopee, strong on referral cash stacking (S$8–S$15 per tier) plus Shopee-linked savings interest boosts.

Claiming the Trust Bank referral gift:

1. Download the Trust Bank app.
2. Enter 2GG9T8K3 at "Get Started" — before anything else.
3. Apply for the Freedom or Trust Link credit card.
4. Check Rewards → Quests within 24 hours for your scratch card.

Where Trust Bank has a real requirement the others don't stress as much: the Freedom card needs minimum annual income of S$30,000 (SG/PR) or S$60,000 (foreigner) — worth checking before you commit if you're comparing purely on ease of approval.

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Verified the current Trust Bank figures against DLCuration's page: https://dlcuration.com/trust-bank-referral-code...