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Working Referral Code: 2GG9T8K3
If your referral code isn't registering, isn't showing a reward, or the field won't accept anything, it's almost always one of these six issues — not an app bug.
Trust Bank only accepts a referral code at the very first "Get Started" prompt, before you enter any personal details. If you've already gone past that screen — even without submitting — the code field may no longer apply retroactively. If you haven't submitted your application yet, the safest fix is to close the app, restart the flow from scratch, and enter 2GG9T8K3 the moment you're asked.
The referral scratch card only applies to genuinely new customers. If you've ever held a Trust Savings Account, Trust Invest Account, or Trust Credit Card before — even one you closed years ago — you won't qualify, regardless of what code you enter.
This round's scratch card promo is tied to a credit card application (Trust Freedom Card or Trust Link Card). A standalone savings account sign-up, even with a valid code entered, won't trigger this specific reward.
Codes are case-sensitive alphanumeric strings. Double-check the field shows exactly 2GG9T8K3 with no extra spaces before you submit — a single mistyped character voids the reward for both parties, and it can't be corrected after submission.
The scratch card only appears under Rewards → Quests after your application is approved, not immediately on submission. If you're mid-review, there's nothing to see yet — check back after you get the approval notification.
This particular Golden Scratch Card promo runs 13 Aug – 31 Oct 2026. If you signed up before or after this window, a different (or no) promo may have applied to your application.
Can support add a code after I've already submitted without one? No — Trust Bank's stated policy is that the code cannot be applied after submission, and this isn't something in-app support can override.
Does the scratch card notify me automatically? Not always prominently — check Rewards → Quests manually after approval.
I entered a different code that's now invalid — can I use 2GG9T8K3 instead? Only if you haven't submitted an application yet. Once submitted, your original code (or lack of one) is locked in.
Working Referral Code: 2GG9T8K3 Restart your application from "Get Started" if you haven't submitted yet, and enter this code first.
Promo period: 13 Aug – 31 Oct 2026. T&Cs apply.
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