Title: MariBank Referral Code [8ZUU96EA] Aug 2026: S$8–S$28 Sign Up Bonus (All Tiers)

Went through all the MariBank sign-up bonus tiers this month since the terms are scattered across the app and a few different pages — figured I'd put the full breakdown in one place since most posts I found only covered one product.

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Note the amounts changed from last month's promo, so if you saw S$15–S$20 figures floating around, those are outdated — this is what's actually live now.

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Referral code: 8ZUU96EA

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Enter this in the "Referral / Promo Code" field when you apply — it has to go in before you submit, there's no adding it retroactively.

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What the current promo pays (1–31 August 2026)

MariBank's running "Refer And Get Rewarded" this month. The reward depends on which product you sign up for — and it's lower per-tier than July's "Upsized" promo, but the credit card new-user rewards actually went up:

1. Mari Savings Account — S$8 for you, S$8 for the person who referred you. Simplest tier, no bundling required. (Down from S$15 in July.)
2. Mari Invest Bundle (includes the savings account) — S$8 each. (Down from S$15.)
3. Mari Credit Card Bundle (savings account + credit card, applied as one bundle) — S$15 each, plus the card itself unlocks up to S$100 in separate new-user welcome rewards — up from S$80 in July. (Bundle reward down from S$20 to S$15, but the new-user rewards pool went up.)
4. Instant Loan Bundle (loan product + savings account) — S$15 each. (Down from S$20.)
5. Mari Business Account (for business owners) — S$28 for both sides, credited instantly rather than after approval like the personal tiers. (Unchanged.)

New this month: up to 2.88% p.a. daily interest on the Mari Savings Account via the MariBank x Shopee VIP promotion (base rate is 0.88% p.a., no conditions — the 2.88% is base + Shopee VIP bonus stacked on top).

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How to claim it

1. Download the MariBank app (App Store / Google Play) — it's a digital-only bank, no physical branches.
2. Pick your product and apply. This has to be your first-ever application for that specific product — existing customers don't qualify again under the same tier.
3. Enter 8ZUU96EA in the Referral / Promo Code field during the application.
4. Get approved within the promo window. Cash lands in your Mari Savings Account (or instantly for the Business Account tier).

For the Credit Card Bundle specifically: apply for the bundle as a single application. Applying for the savings account and credit card separately does not qualify for the S$20 bundle reward.

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Gotchas that can cost you the reward

• Blank or incorrect code — can't be fixed after you submit. Both sides lose the reward.
• No stacking — you can't combine this code with another MariBank promo code running at the same time.
• Early account closure — MariBank can reportedly claw back the reward if the account is closed shortly after crediting.
• Wrong application structure for the Credit Card Bundle (see above) — a common mistake.
• S$100 card welcome rewards fine print: the S$30 welcome cashback (10% cashback) needs S$300 minimum spend within 30 days of card approval, and Shopee Instant Checkout spend is excluded from that S$300 — it only counts toward a separate S$70 Shopee voucher pack. Card must be approved by 31 December 2026 for the welcome cashback to apply, and the cashback itself is credited separately within 100 days of card approval — don't expect it same-day.
• Keep accounts open after the promo period ends — MariBank can forfeit the referral reward if you close the account too soon.

Who's excluded

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New-to-MariBank customers only, per product tier — you must not have had a prior MariBank account under the specific tier you're applying for. If you already hold a Mari Savings Account, you won't qualify for that tier again even inside a bundle. The Business Account tier is for new MariBank customers only.

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Expiry

The referral promo period is 1–31 August 2026 — approval, not just application, needs to fall inside that window.

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Is it actually safe / worth it?

MariBank is MAS-regulated and SGD deposits in the Mari Savings Account are SDIC-insured up to S$100,000, same protection as a regular bank (note: the Mari Savings Account also has a S$100,000 deposit cap). It's digital-only though — no branches — so if you need in-person banking this isn't a fit regardless of the bonus. Foreign currency deposits, dual currency investments, and structured products are not SDIC-covered, even though they sit under the same MariBank umbrella.

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I cross-checked all the tiers and fine print against DLCuration's MariBank referral guide, which has the current August terms and screenshots of the actual application flow: https://dlcuration.com/maribank-referral-code.html

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Not financial advice, just consolidating what's otherwise spread across five different threads — and worth noting the numbers change monthly, so if you're reading this after August, double-check the current terms before assuming these figures still apply.