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Mandy Ng

24 Aug 2022

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Tips for hitting minimum spend for a new credit card?

Signed up for a new Citibank credit card recently to build up my credit score. However to get the welcome reward I need to hit minimum spend of $500. As someone who doesn't plan to make any big purchases in the next month, any tips on what I can buy? I think GrabPay topups are probably not counted right? Thinking along the lines of getting either NTUC or Capitaland vouchers which I can use further down the road. Would welcome more tips from the community :)

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Danny Lee

17 Sep 2022

Phone Bills too!

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Danny Lee

17 Sep 2022

NTUC vouchers

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John Smith

04 Sep 2022

Change your card, there's no point intentionally spending more money for cashback when it results in you spending more but it is good for the economy and shareholders of the banks, credit card companies, payment networks and payment processors.

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YOC

01 Sep 2022

Paying household bills can be quite a bit (electricity, phones)

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Joe Lee

01 Sep 2022

Adventurer at Game of Life

Buy NTUC vouchers to use on your daily needs...

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What happens if you do not hit the minimum spending of the DBS Live CC per month? Am considering to apply for a credit card to increase the i/r of my multiplier account but my monthly spend is low.?

Am I losing out if I choose not to have any credit cards? I'm a fresh grad, but still living with my parents. I don't spend much, so I don't think I can hit the minimum spending for certain rebates?

I just started working and want to get a credit card. Since I don’t spend a lot, what cards have good rebates/rewards that don’t have a minimum spend?

Will my credit score be affected if I spend less than the minimum spend on that credit card?

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