The core inflation rate is around 1.4-1.9% in Singapore, which is higher than many saving accounts interest rate. Do you think it makes sense to invest instead of keeping money in saving accounts?

There are several ways to achieve 20% to 40% yearly returns. However, it is important to note that these returns are not guaranteed and come with varying degrees of risk. Let's talk about how you can start achieving high returns by investing wisely and diversifying your portfolio. https://www.investingforbeginnerscommunity.com/...

Investment is risky so you need to have enough cash (emergency fund) so that you will never be forced to liquidate during a loss. If you need the money in a few years' time, portfolios with higher risks come with higher volatility and the returns may still be negligible or negative in short term.