Stashaway Passive income portfolio

Seem like stashaway passive income portfolio consists of mostly global bonds?

​

Is better to diversify the passive income into different assets, SG Reits, SG banks, sg companies, SSB, Some global equity and fixed income Unit trust that pay monthly dividend.

​

Is important to always reinvest the dividend to compound the cashflow.

​

It seems like a convenient way to gain exposure to fixed income (i.e. bonds that pay at regular intervals a % of coupon rate, much like SSB).

​

The allure of passive income is great but the oppornity cost is compounding. I.e. you don't compund your assets at all (you can choose to invest your income received into more bonds, but their prices are more or less fixed, in a way). Traditional investing seeks to buy something for $1 in hopes of selling at $1.2, $1.5, $2.0, $5.0 and beyond.

​

Of course, risk involved is greater, and so it boils down to what kind of risk you like and are willing to undertake. Cheers.