facebookSo I need to cancel underutilized credit card? - Seedly

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Anonymous

16 Mar 2023

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Credit Cards

So I need to cancel underutilized credit card?

Assuming no annual fee and like single digit spending monthly

Discussion (5)

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No. You dont have to. A long age credit card can help you improve your credit score.

You could cancel so that you become eligible for sign up rewards after a year of not holding any card with that bank maybe, if you like.

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No need to cancel unless bank charges you the annual fees. However, you may wish to consolidate the ...

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