My advice by rank of priority.
1) Any health shield upgrade from medishield life. This will protect your assets from being used by health care expenses.
2) Do the same for your kid. Enroll him/her into an upgrade. Even if you are cash strap, you can choose 1 without rider (cash payment).
3) Term life insurance. Depending on how long you want to cover and the coverage.
4) Disability income (only if your job has high income).
5) Accident to top up for in case of TPD occur from accident.
My advice by rank of priority.
1) Any health shield upgrade from medishield life. This will protect your assets from being used by health care expenses.
2) Do the same for your kid. Enroll him/her into an upgrade. Even if you are cash strap, you can choose 1 without rider (cash payment).
3) Term life insurance. Depending on how long you want to cover and the coverage.
4) Disability income (only if your job has high income).
5) Accident to top up for in case of TPD occur from accident.