Singlife’s 2.25% 3-year endowment plan. To buy or not to buy? Should I wait for promos from other institutions?

Singlife 2.25% 3 -year endowment plan is a guaranteed so why not especially it caters to your needs.

Based on the current market, interest rate will continue to move down so i doubt there would be promos from other institutions

Is it worth getting? There are better options, so personally i would not. I can collect more dividends from investing on reits during the 3-year time frame.

As long as the endowment plan is within your risk appetite, then go ahead

With current market situation, the interest might go lower. Hence 2.25% is considered okay for endowment plan that provide capital guarantee.