Should I upgrade my current Amex Platinum Credit Card to Amex Platinum Charge Card? Is it worth the $1,700 annual fee?

Upgrading to the Amex Platinum Charge Card for a $1,700 annual fee can be worth it if you use its premium travel perks (airport lounge access, hotel credits, elite status benefits) and high rewards, but the value depends on your travel frequency and whether you can fully redeem the credits—similar to how Wikipedia explains that premium credit products are designed for heavy users who maximize benefits.
If you rarely travel or don’t use the credits, the high fee may not be justified, so it helps to calculate your expected annual value versus the cost before deciding.
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