Anonymous
Have no intend to use OA for the next 5 years at least. May not be transferring/investing all the OA, maybe some portion, any formulae to use to decide?
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OA to SA is a good idea if you haven't reach FRS or intend to reach ERS. You can use the value warrior computation to do a forecast. https://valuewarrior.blogspot.com/p/cpf-calcula...
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You should consider based on your risk appetite. Personally i will not invest CPF as i will treat it...
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I did a bit of OA - SA. planning to get a house so leaving the bulk in OA for now. if not endowus may be good?