Should I terminate my old hospitalisation plan and get a new one?

Hi Anon,

If you have no health issues, I think it would be good to look at a newer hospitalisation policy. As you definitely would want to have higher claim limits yearly as compared to your current policy.

Any reasons why I should not switch?

• This is important, do you have any existing conditions or illness? If yes, when you switch, your new integrated shield plan will not cover. But your existing conditions will be covered under the default medishield.

If you have no existing illnesses or conditions, yes you should switch and get better coverage.