Should I stick with Citibank Maxigain or get higher interest elsewhere?

Hi,

You should definitely move your money out to better saving accounts like SCB Jumpstart (2% if you are between 18-26yo to open this acct) or CIMB FastSaver (1%) with the change in TOC from December 2019 (www.citibank.com.sg/maxigaintcdec2019). You can check out Seedly's cheat sheet and calculator (https://blog.seedly.sg/best-savings-accounts-si...) for more information.

Hi,
I would recommend using Citibank Maxigain if you can manage to top up to 70K, as it is no-frills but do keep a few months spare cash at other accounts. If not, I will keep the 16K at Citibank Maxigain as it takes a year to gain 12 counters, and put the rest of cash to either Maybank iSavvy/SCB Esaver/CIMB Fixed deposit depends on how much cash and do you need it for short terms.
Cheers :)