Should I keep my pruwealth plan I bought this year? $4901.3 pruwealth and $1571.5 multiplier flex so it’s around 6k plus a year. Bad experience with one of the agents and was pressurized to sign. Any advice?

https://www.aaronleow.com/insurance-requirement...

You can check your insurance budget here and see if your plan would work for you through a cashflow standpoint.

Assessment should be done on a collective view by taking into consideration all policies from other insurers as well.​​​

Proper Understanding

Firstly, I will suggest for you to have a complete understanding on the policies that you have. Accordingly, the best way to do this is via a comprehensive insurance portfolio summary.

Key Reasons Why:

Why Every Client needs an Insurance Policy Summary

Future Planning

After we have a proper understanding on these policies, spend quality time to decide how you wish to plan for your future. Thereupon, evaluate how these policies may be able to help you achieve your goals, e.g. cover financial gap, build wealth for the future.

If these plans are capable of helping you, then it is probably alright to keep them. In this situation, you may wish to get another agent to help you with policy servicing. Generally, one of the best way to know an agent is through a personal introduction.

On other hand, if the plans doesn't fulfil your needs, then evaluate whether any change can be made in order to help you meet your future planning.

Above all, do not terminate your policies simply because of a bad experience (emotion). After all, these are your hard-earned money. Therefore, we need to put thoughts into understanding the macro picture before you make your decision (logic).

I share quality content on estate planning and financial planning here.