Should I invest $1000 at once or $100 for 10 months?

There's no right or wrong answer. Certain stocks are currently trading at discounts. But some are saying there might be a major dip in the markets in the near future. Do your own research and due diligence. As long as you've a long term outlook, it really doesn't matter.

Hi anon,

To be honest, $1000 will not have a significant impact early on. While you can invest it, transactional costs may eat your returns. You may want to instead hold on to it and build your capital, and more importantly build up your knowledge about the various asset classes, so that you can make a wiser decision down the road, instead of investing just because you want to.

DCA into RSP or robo-advisor at $200 a month for 5 months should be alright.

You need to know your investment objective and risk appetite. Thereafter, we need to know the type of assets that you are investing into. Above all, there is no right or wrong answer. Instead, it is more about what you are comfortable with that matters. Here is a comparison between the two methods: Lump Sum vs Dollar Cost Averaging

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