HL Low

14 Nov 2020

∙

Should I get my prudential agent to review my insurance policy or should I get an independent agent to review?

Hi,

Should I get my prudential agent to review my insurance policy? However, my concern would be she will try to sell new insurance to me.

In other side, if I get an independent agent to review my insurance policy. My concern would be I am new to him/her how am I know whether him/her advice is not up selling insurance products?

Need some advice on this.

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Discussion (3)

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Al

14 Nov 2020

Stick the to guidelines here and you will do fine. The value add of a consultant is simply to find the best structure for your requirements.

Life insurance basics explained here.

Consultants are not decision-makers. The decision-maker is you. So take the advice or not, that is up to you.

Follow me here.

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Heah Min An

14 Nov 2020

My 2 cents:

Take 1 step back and review what you need,

yes, what you need.

Insurance, to my knowledge, serves our protection needs the best.

Lastly, it’s also wise to update ourselves of the latest developments in insurance products.

You can share your insurance portfolio if you need further clarifications.

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Elijah Lee

13 Nov 2020

Senior Financial Services Manager at Phillip Securities (Jurong East)

Hi anon,

Any competent agent should be able to review your coverage. If you are worried about the u...

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