Should I deposit one lump sum that I allocated for stocks into my broker account or only deposit when I plan to buy some stocks immediately?

Hi Anon,

For me myself, I am using Tiger Broker. I only transfer my money into the broker a few hours before when i want to buy some stocks.
This is because Tiger broker have a depositing method call direct debit authorisation whereby I can just do a one time set up. When I want to transfer the money over, I can just go into the Tiger Broker app and select the amount that I wanted. The money will be deducted from my Bank account and appear in my Tiger Broker account immediately even though they claim 30 mins.
In this way, I can have the money in my bank to generate higher interest rather than leaving it uninvested in my broker account.

You can take a on my blog regarding on the steps of signing up with Tiger. There is also the steps how to set up the direct debit authorisation on part 2 of the blog.
https://investorean.blogspot.com/2020/12/how-to...

• my blog also contain the steps for doing a withdrawal. I have tried performing a withdrawal too when I first started to test the speed for withdrawing money prior to trading.

Make sure your broker is reliable and reputable. following this check, it;s really up to u. once u deposit there, very troublesome to get it out. but if they pay slightly better interest than our banks, why not? u decide.