Should I continued to hold my ABF Bond ETF and STI Index or invest elsewhere?

Hi there,

The ABF Bond ETF (A35) gives an interest once a year and even that, the dividend yield isn't the highest either comparative to other instruments. The STI index ETF has been rather stagnant over the last decade and its still recovering from the COVID pandemic while other stock markets have already recovered well from it.

Depending on your risk appetite, if you are risk adverse, you may opt to do it through an alternative fixed income fund or REITS for higher returns. Do note that they are typically more volatile so you may want to reassess your risk appetite for that.

If you're looking for upside returns, you can opt to do it either through a human advisor, roboadvisor or DIY. If you feel that you want a human touch while journeying through your investment journey, a human advisor will be able to do that while managing your portfolio for you. Otherwise, you can opt for a roboadvisor where they offer a variety of portfolios for you to choose, which while may not be completely curated to your preferences but still catered relatively to your risk appetite. Otherwise, you may want to DIY through a variety of indices etc. But do note that these indices, while giving upside returns, do have systemic risk. You can consult a licensed financial advisor to explore your options.

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Yes not worth it at all, glad you realised. Not too late to sell both bond and your super terrible index (sti). Switch to etf that tracks S&P500 or global market like VTI. if you are more adventurous can consider ark etfs, very good growth compared to super terrible index. Personally i sold my super terrible index and switched to arkk, more volatility, but no regrets, sitting on very good profits now