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Anonymous
Intend to buy a shield plan for my mother. She has not visited any clinics or Hospitals as far as I can recall. From what I know, pretty straightforward case. Is a must for her to meet a financial adviser?
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Tan Li Xing
22 Mar 2020
Financial Consultant at Prudential Assurance Company (Singapore)
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Pang Zhe Liang
22 Mar 2020
Lead of Research & Solutions at Havend Pte Ltd
There is no direct purchase available for private integrated shield plan. Accordingly, the applicant and the insured (your mother) has to consult an insurance agent for advice and to submit an application.
During the application, we will declare her health situation accordingly.
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Hi Anon,
In regards to shield plan, just to highlight that premiums are based on age, thus there might a cash element needed for premiums, as the current withdrawal limit from medisave to pay for the shield plan is limited to $900 per annum, just thought that it would be good for you to know